About us

DMLO is a CPA + Advisor firm that collaborates with our clients on creating a better future. That’s what we’re all about, the creation of a better future, here where we live and work. Our clients are creators, visionaries, and doers who make things, build things, provide essential services and create jobs, making our community better in so many ways. We join with them in the common goal of realizing a better future for the entire community. 

DMLO is one of the largest firms in our region – and the largest locally owned and managed firm.

Accounting services include assurance, business valuations, client accounting services, employee benefit plan audits, forensic accounting, high net worth services, litigation support, peer reviews, startup/entrepreneur services, tax, and trust & estate. 

The firm also offers clients a number of specialty services.

DMLO Weatlh Planning
DMLO Payroll Services
Healthcare practice consultant of DMLO
DMLO Healthcare Consultants
Award Winning

DMLO has been recognized nationally and locally for workplace culture and practices. More than 55% of our CPAs are women and we actively seek professionals with diverse backgrounds. We have been honored by Louisville Business First multiple times as a top Partner in Philanthropy and a Best Place to Work.

Client Focused

Client satisfaction is a high priority at DMLO. Our firm has a third party, ClearlyRated, survey our clients every year to measure client satisfaction, and we post our results, which far exceed industry averages.


Industries of focus include construction, credit unions, hospitality, insurance, long-term care, manufacturing & distribution, not-for-profit (including a private foundations specialty), real estate and service businesses.


As a member of BKR International, the firm has access to the resources of a Top-10 global network, and the ability to serve our clients wherever they do business.

Our Story

In 1975, the founders of Deming Malone Livesay & Ostroff – Joel Deming, Bill Malone, John Livesay, and Armand Ostroff – chose to create a local, independent ‘Louisville original’ firm that would do business differently and have a significant impact on our community in the process.


They embarked on a more client-focused approach, setting themselves apart with a level of personal service, expertise and integrity that continues to set the standard today. Rather than seeking rapid growth with a goal of becoming one of the largest firms in the nation, we are focused on being the best in our region in ways that really matter, not just size or profit.


Giving back is a big component of our ‘why.’ When we talk about collaborating with our clients to Create a Better Future, it reflects our belief that our purpose and value extend far beyond reporting on financial results or calculating tax liabilities. It is seeing the big picture and being fully invested in the dreams and goals of those we help, adding our expertise and experience to the mix to achieve much MORE than our clients might accomplish on their own.  And it is being fully invested in our community, opening up possibilities for a shared greater future.

What Our Clients Say About Us

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